Career Cluster · Personal Financial Literacy
Personal Financial
Literacy.
The lifelong toolkit — the principles that turn financial knowledge into financial freedom.

Overview
Personal finance describes the principles and methods individuals use to acquire and manage income and assets. Financial literacy is the ability to use knowledge and skills to manage your financial resources effectively for lifetime financial security. The cluster covers earning, saving, investing, spending, managing credit, and managing risk.
Pathways
Where this leads.
- 01Earning Income
- 02Investing
- 03Managing Credit
- 04Managing Risk
- 05Saving
- 06Spending
Career Roles
Roles people land in.
Personal Financial Advisor
Competitive Events
What you compete in.
Each event tests a different slice of the cluster — pick the one that fits how you think.
High School
02 eventsPFLPersonal Financial Literacy
VBCPFVirtual Business Challenge – Personal Finance
Other Clusters
Five more paths to explore.
Ready to compete?
Talk to your advisor about which personal financial literacy event fits — or hop into the events calendar to see what's coming up at SCDC.